Solo Business Stability Bundle

What-If Scenario Planner

Simulate the impact of cutting expenses or reducing income volatility — and see exactly how each move changes your runway and buffer target.

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Your Baseline Numbers

Enter your current figures from the Cash Buffer Kit workbook. All scenarios update instantly.

$
$
$
$
Survival Number
$0
personal + business / mo
Buffer Target
$0
× 5 multiplier
Current Runway
0 mo
—
Scenario Tools
01

Expense Trimmer

Simulate cutting business expenses to see the instant runway impact.

0% 10% 20% 30% 40% 50%
–20% business expenses
New Business Expenses $0
New Survival Number $0
Savings Per Month $0
New Runway 0 mo
<1 mo
Critical
1–2 mo
Fragile
2–4 mo
Manageable
4–6 mo
Stable
>6 mo
Resilient
✂️ Start with software and subscriptions — these are almost always the fastest wins. Run every tool through the test: "Did I use this last month?" If not, cancel it today.
02

Volatility Upgrade Calculator

See how much your buffer target shrinks when you add predictable income.

$
New Buffer Target $0
Buffer Reduction $0 less
Months Faster to Fund —
New Runway (with retainer) —
📋 Moving even one client to a retainer is usually enough to shift from High to Medium volatility. Use the Retainer Transition Script in the Income Smoother Vault to start that conversation.
✦

Combined Scenario: Best Case Impact

What happens if you apply both levers simultaneously — trimmed expenses and upgraded volatility?

Your Position Today
$0
Survival Number / mo

$0
Buffer Target

0 mo
Runway
→
With Both Changes Applied
$0
New Survival Number / mo

$0
New Buffer Target

0 mo
New Runway
Months to fund buffer (10% rate) —
Months to fund buffer (10% rate) —
Enter your baseline numbers above to see your combined scenario impact.